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The replacement of credit cards for an online store is the check/money order payment method, in this way the customer can pay by check or money order. We can enable the check/money order payment method as the default method. To enable/configure this method, follow the below steps:
Steps to Configure the Check/Money Order Payment Method
On the Admin panel, go to STORES > Settings > Configuration.
Click on the Sales to expand, and go to Payment Methods > Check/Money Order.
Set up the Fields In Check / Money Order Section
In the field of Enabled, uncheck the box of Use System Value and then select the Yes option from the dropdown.
In the field of Title, uncheck the box of Use System Value and set the title of 'Change / Money Order'.
In the field of New Order Status, uncheck the box of Use System Value and set the Pending. The new order will remain pending until the receipt of payment is confirmed by the admin.
In the field of Payment from Applicable Countries, uncheck the box of Use System Value and set the All Allowed Countries or select the specific countries from the field of Payment from Specific Countries.
In the field of Make Check Payable, set the name of the company to whom the check is payable.
In the field of Send Check To, enter the specific address or PO Box where the is mailed.
In the fields of Minimum and Maximum Order Total, enter the required order amounts to process this payment method.
In the field of Sort Order, enter the number to set the display priority of 'check / Money Order' on the checkout page.
Now click on the Save Config button to save these configurations.